Payments are expensive because of all the parties involved. We aim to get rid of card, bank and settlement fees. Our APIs can be used to make direct account to account transfers. Let’s drop percents and fees for transactions.
We will always hold 100% of money deposited with us and will never lend or take risks with it. We don't think it's a bank's place to do this. We believe it should be your choice how you make investments with your money.